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-------------------------------------------------------------------------------- Jason Hurwitz, VTB Capital - Analyst [19] -------------------------------------------------------------------------------- Alex Kantarovich, JPMorgan - Analyst [21] -------------------------------------------------------------------------------- Oliver, could we elaborate a little bit on acquisition costs? I appreciate that you signal cost to income ratio reduction, but my specific question is on customer acquisition costs, how they would compare 2017 versus 2016 in your take? --------------------------------

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Designer items fluctuate from season to season and it may be difficult for the company to keep up with the trends. When it comes to cons, one big constraint is if a person is capable of utilizing or operating a PC or laptop. Lastly, the company should embrace the idea of hospital partnerships for its retail clinics. This means that the company might face severe obstacles in its expansion procedures. What are your current and past customers say about you?

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